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Limits and Charges

Charge Calculator

Calculate the actual charge for all your upay activities through the calculator below. There will be no charge on first 5 bills of the month. 

* Maximum charge for DESCO Prepaid and Postpaid is Tk 20. Maximum charge for NESCO Postpaid Westzone Postpaid, Dhaka WASA, Jalalabad Gas, Bakhrabad Gas, Pashchimanchal Gas is Tk 30.

TAKA
TAKA

Total (including charge)

0 Taka

Limits and Frequency

Learn more about the detailed limits and frequency from the below table, which includes Daily and Monthly Transaction Limits.If there is any confusion, feel free to call us anytime at 16268.



Per Transaction Limit (Amount in BDT) Daily Transaction Limit (Amount in BDT) Monthly Transaction Limit (Amount in BDT)
Min Max Count Amount Count Amount
Cash In from Agent 50 30,000 10 30,000 100 200,000
Add Money 50 50,000 20 50,000 50 300,000
Cash Out from Agent 50 25,000 10 25,000 100 150,000
Cash Out from ATM 500 25,000 5 25,000 20 150,000
Send Money 10 25,000 50 25,000 100 200,000
Transfer Money to Bank Account 10 50,000 50 50,000 100 300,000
Make Payment 1 No Limit
Pay Bill No Limit
Mobile Recharge - - 50 10,000 1,500 100,000
Inward Remittance 1 125,000 10 500,000 50 500,000
Request Money 10 25,000 No Limit No Limit

An upay account holder can keep a maximum amount of Tk 300,000 (including Cash Reward) in their upay account at any moment.

*A maximum of  Tk. 1,000 can be recharged to a prepaid mobile number and a maximum of Tk. 5,000 to a postpaid mobile number from a upay account in a single mobile recharge transaction.

*For limited KYC customers, maximum Tk. 500 can recharged to a prepaid/postpaid mobile number at limited KYC status 



Per Transaction Limit

Service Type Per Transaction Limit (Amount in BDT)
Min Max
Add Money from Bank 50 50,000
Add Money from Credit Card
Cash In from Agent 50 30,000
Cash Out from Agent 50 25,000
Cash out from ATM 500 25,000
Send Money 10 25,000
Transfer Money to Bank Account 10 50,000
Make Payment 1 No Limit
Pay Bill No Limit
Mobile Recharge* - -
Inward Remittance 1 125,000
Request Money 10 25,000

Daily Transaction Limit

Service Type Daily Transaction Limit (Amount in BDT)
Count Amount
Add Money from Bank 20 50,000
Add Money from Credit Card
Cash In from Agent 10 30,000
Cash Out from Agent 10 25,000
Send Money 50 25,000
Transfer Money to Bank Account 50 50,000
Make Payment No Limit
Pay Bill No Limit
Mobile Recharge* 50 10,000
Inward Remittance 10 500,000
Request Money No Limit

Monthly Transaction Limit

Service Type Monthly Transaction Limit (Amount in BDT)
Count Amount
Add Money from Bank 50 300,000
Add Money from Credit Card
Cash In from Agent 100 200,000
Cash Out from Agent 100 150,000
Send Money 100 200,000
Transfer Money to Bank Account No Limit 300,000
Make Payment No Limit
Pay Bill No Limit
Mobile Recharge* 1500 100,000
Inward Remittance 50 500,000
Request Money No Limit

An upay account holder can keep a maximum amount of Tk 300,000 (including Cash Reward) in their upay account at any moment.

*A maximum of  Tk. 1,000 can be recharged to a prepaid mobile number and a maximum of Tk. 5,000 to a postpaid mobile number from a upay account in a single mobile recharge transaction.

*For limited KYC customers, maximum Tk. 500 can recharged to a prepaid/postpaid mobile number at limited KYC status